厲害！保監會出手，前海人壽挨刀！

2016年以來，為規(gui)(gui)范萬(wan)(wan)(wan)能(neng)險(xian)(xian)(xian)(xian)(xian)(xian)業(ye)(ye)務(wu)發(fa)展，落實“保險(xian)(xian)(xian)(xian)(xian)(xian)姓保”的政策理(li)念(nian)，保監會密集(ji)出(chu)臺了(le)《（保監發(fa)〔2016〕22號）、（保監發(fa)〔2016〕76號）和(he)（保監壽(shou)(shou)險(xian)(xian)(xian)(xian)(xian)(xian)〔2016〕199號）（選(xuan)擇明稱看看原程(cheng)序(xu)）等多項規(gui)(gui)定(ding)，對(dui)(dui)萬(wan)(wan)(wan)能(neng)險(xian)(xian)(xian)(xian)(xian)(xian)的規(gui)(gui)模、經營(ying)管理(li)等進行了(le)限制(zhi)和(he)規(gui)(gui)范。對(dui)(dui)中(zhong)短(duan)存(cun)續期(qi)業(ye)(ye)務(wu)超標的兩家(jia)公(gong)司下發(fa)監管函(han)，采取了(le)停止銀保渠道躉交業(ye)(ye)務(wu)的監管措施(shi)；累計對(dui)(dui)27家(jia)中(zhong)短(duan)存(cun)續期(qi)業(ye)(ye)務(wu)規(gui)(gui)模大、占(zhan)比高的公(gong)司下發(fa)了(le)風險(xian)(xian)(xian)(xian)(xian)(xian)提示函(han)，要求公(gong)司嚴(yan)格控制(zhi)中(zhong)短(duan)存(cun)續期(qi)業(ye)(ye)務(wu)規(gui)(gui)模；針對(dui)(dui)互聯(lian)網保險(xian)(xian)(xian)(xian)(xian)(xian)領(ling)域萬(wan)(wan)(wan)能(neng)險(xian)(xian)(xian)(xian)(xian)(xian)產品(pin)存(cun)在銷售誤導、結算利率惡性競爭等問題，保監會先(xian)后叫停了(le)前海人壽(shou)(shou)、恒大人壽(shou)(shou)等6家(jia)公(gong)司的互聯(lian)網渠道保險(xian)(xian)(xian)(xian)(xian)(xian)業(ye)(ye)務(wu)。